Preventive Healthcare and Health Insurance

Tell me, do you see more and more people caught up with diseases like diabetes, high cholesterol, hypertension, obesity, etc. - today than a few decades ago?

I’m sure, yes!

Well, the world has changed and so has our lifestyle. Changed sleep patterns, a lot of unhealthy on-the-go food, stress to chase the pace of the world among other things are some very common reasons that breed such lifestyle changes and hence lifestyle diseases.

This impacts all of us. If no attention is paid, these diseases may turn fatal and be life-threatening. 

In a world where everyone is running, health still remains the biggest wealth!

So going by the saying, ‘prevention is better than cure’ - it’s important to take preventive measures to keep ourselves healthy and fit.

What is preventive healthcare?

Preventive healthcare simply means keeping your health in check. It includes identifying any early symptoms or disease risk factors for early detection and keeping a check on an existing disease.
With proper screening, people can come to know of any health issue that may rise well within time to take precautionary steps. 

Many times we tend to ignore what our body tries to tell us. We shouldn’t! 

Health is foremost!
Getting regular check ups and taking preventive care steps help maintain a healthier mind and body. 

Role of Health Insurance in Preventive Healthcare

Keeping in mind the rising health concerns, many health insurance companies now offer preventive healthcare plans and packages. The benefits help you keep your body in check while being aware of the importance of health in general. 

You can choose a plan or package that best fits your needs and health condition. You can even choose to have it for your family as well. 

There are a variety of plans and benefits offered by health insurance companies. Some of them are:

• Regular Check up - You can simply go to a network hospital and get your regular check up done to stay updated about your health condition.
• Family Package - Not just you, this will cover your entire family for full body check ups and consultations with different specialty doctors.
  
  
• Corporate or Executive Package - This covers employees of organizations. The employer can customize the level of check ups and consultations that employees can avail in the hospitals covered under policy.
  
  
• Child Plan - Parents can also get their children between zero and thirteen years of age covered under this plan to ensure their continued well-being.
  
  
• Diabetes Plan - Diabetes has become a common disease but can affect vital body organs. Thus, regular check ups are a must.
  
  
• Cardiac Package - Changing lifestyle has put a lot of people at a risk of heart diseases. Even the young ones fall victim to these. Under this, you can go for a complete cardiac check to identify the risk of heart attack, strokes or any blockages.

Preventive plans and packages include blood tests, cancer screening, HIV test, pressure monitoring, genetic testing, etc. 

If you have a retail or corporate policy, do check its clauses in depth. Your base policy might also cover some expenses under preventive health care. 

Being aware of your health and keeping it in line is crucial. So these plans are definitely a way out!